Dental Discount Plans -vs- Dental Insurance Plans
Discount dental plans offer a valuable alternative to traditional dental insurance plans.
While most insurance plans can cost between $19.00 and $50.00 per individual, dental discount plans are often available for a small fraction of that cost. Here are some reasons you might want to consider a dental discount plan, instead of purchasing insurance.
Discount programs are much more affordable than most insurance programs.
Insurance can be very expensive and have limited benefits.
Discount plans have no deductibles, like dental insurance does.
Most insurance programs have annual maximum benefits of between $750 and $1,500. With a dental discount plan, you are able to use it as much as you need it.
With discount plans, there are no claim forms.
Dentists sometimes become frustrated with dental insurance companies because there are times that they do not paying promptly.
Because no payments are made to your dentist, and your discount is pre-negotiated, dentists are much more likely to accept discount programs.
Unlike insurance policies, there are no foreseeable annual rate increases for discount programs.
More Reasons to Leave Insurance Behind and Choose a Discount Program
There are currently more than 30 discount dental companies that offer high quality plans.
Choose from more than 100,000 participating dentist listings in combined networks, the most participating dentists in combined networks anywhere!
Most plans are active within 3 business days.
There aren’t any paperwork hassles, there are no health restrictions, no annual limits, and you can start saving immediately. Discounts on dental specialty services are available on select plans.
Author: Jared J. Balis
Source: ezinearticles.com
Find out whether or not a dental discount plan is right for you or your family by comparing pricing and discounts for Dental Discount Plan Quotes.
Jared J. Balis has been a Utah insurance agent since 2001 and specializes in health benefits, dental insurance, and group health insurance. Join his Home Owner Insurance Blog email list to receive valuable home owner insurance tips and explore free resources to make sure your home is protected properly.
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