How does a discount dental plan differ from dental insurance?
Insurance Policy:
- Maintains monthly premiums in exchange for established benefits
- Rarely offered to individuals
- Varying annual maximums
- Services are out-of-pocket once maximum is met
- Deductibles must be met before any benefits are paid
- After deductible, co-payment must be met
- Orthodontic treatment is rarely covered
- Waiting period may be between 6 to 24 months for major services (i.e. crown, bridge, dentures)
Discount Dental Plan:
- One low yearly membership fee
- Available to individuals, families and groups
- No annual limits
- No tedious paperwork to submit
- Start saving immediately
- Orthodontic treatment included in select plans
- No health restrictions